Grow Cents Academy

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Grow Cents Academy

Grow Cents AcademyGrow Cents AcademyGrow Cents Academy
  • Home
  • About Us
  • Our Programs

Program List

Ages 4–7 (Money Basics And Smart Choices)

Introducing kids to the basics of money through play, stories, and simple saving habits.

Sharing & Caring

Introduces the concept of giving and generosity. Kids learn that money can also help others, through fun “community piggy bank” activities. 

Spending Smart

Children practice making simple choices with money in play-shop activities, learning how to trade money for goods and the idea of making decisions. 

My First Piggy Bank

Kids learn what money is, how coins and bills work, and the joy of saving. Through games and role-play, they start understanding needs vs. wants. 


Ages 8-12 (Healthy Financial Habits)

quipping kids with practical money skills—budgeting, saving, and investing—that build confidence and prepare them for real-world success

Smart Money Habits

Students learn how to create simple budgets, track allowance or gift money, and practice making informed spending choices. They begin to understand the value of short-term vs. long-term planning. 

Saving & Growing

Builds on budgeting by introducing savings strategies, goal-setting, and the basics of how interest works. Kids explore how money grows when saved consistently. 

Introduction to Investing

Kids get a beginner-friendly view of investing: the difference between saving and investing, compound growth, and how simple financial decisions today can impact their future. 


Ages 13–16 (Financial Independence and Planning)

quipping kids with practical money skills—budgeting, saving, and investing—that build confidence and prepare them for real-world success

Money Management & Budgeting 101

A hands-on course teaching teens how to budget, save, and track spending. Practical tools and real-life scenarios prepare them to make smart money choices 

Path to Financial Freedom

Learn how to set financial goals, manage expenses, and plan for future needs. Students will build confidence in creating a personal roadmap toward independence. 

Investing for Beginners

 Discover how money can grow through simple investing concepts like stocks, ETFs, and compound interest. Students will practice making informed financial decisions for long-term success. 

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